Top 12 Fintech SaaS Startups in India

  • Chargebee [#1 Fintech SaaS Startups in India]

Chargebee offers subscription and recurring billing system for subscription-based SaaS and eCommerce businesses. It is built with a focus on delivering the best experience to provide a seamless and flexible recurring billing experience to customers and manage customer subscriptions. With the subscription businesses expanding worldwide, each

recurring revenue business needs more options and flexibility to manage varied billing use-cases. 

Commercially available since mid-2012, Chargebee is a trusted billing partner for SaaS, Subscription eCommerce, and Membership Services of various sizes, globally. Chargebee’s highly skilled team delivers professional support that helps small businesses quickly implement best practices and compliance requirements. 

Some of the features that help differentiate Chargebee are the ability to use custom fields, custom domain support with mobile compatible check-out pages, apart from a highly stable REST API for extended flexibility.

Headquarters Regions: San Francisco Bay Area, West Coast, Western US

The company was founded in 2011 and is based in San Francisco, California. Founders KP Saravanan, Krish Subramanian, Rajaraman Santhanam,Thiyagarajan Thiyagu

  • Khatabook: [#2 Fintech SaaS Startups in India]

Founded in January 2019, Khatabook is the world's fastest-growing Saas company. It has become India's leading business management app for MSMEs with 13 languages & 50M+ downloads in a remarkably short period of time.

Founded by four IIT-Bombay grads, Khatabook is led by Ravish Naresh, Co-founder, and COO at, one of India’s most significant property listing websites.

Today, Khatabook has become a household name. Merchants are using the app extensively while adding $200 Million worth of transactions every day.

Location: 1203, 22nd Cross Rd, Sector 3, HSR Layout, Bengaluru, Karnataka 560102

558 employees on LinkedIn®

  • Shopse: [#3 Fintech SaaS Startups in India]

ShopSe was founded in 2020 by former PayU employees Pallav Jain, Abhishek Nimonkar, and Yagnesh Desai. It offers a pay-later marketplace, by partnering with retailers and lenders and enabling instant credit at the point of purchase. 

Through its partnership with lenders including HDFC Bank, ICICI Bank, Kotak Bank, Axis Bank, and IIFL, ShopSe has added 35,000 retailers as its partners. It has grown to add over 120 brand partners including Voltas, Asus, Whirlpool, Bluestar, Daikin, and Realme, and is present in 500 locations.

Headquarters : Mumbai, Maharashtra , India 

Founding Date : 2020

 No. of Employees : 151 to 250

  • Credgenics: [#4 Fintech SaaS Startups in India]

Credgenics is an innovative FinTech which provides advanced loan collections and debt recovery technology solutions to Banks, Non-banking finance companies, ARCs and Digital lending firms worldwide. The award-winning SaaS based platform covers end-to-end collections lifecycle with unique capabilities including multi-channel digital communications, AI powered predictor models for optimal collections strategy, field collections mobile app CG Collect, Billzy digital payments, legal management system, comprehensive dashboards and deep analytical models.

 Credgenics platform helps lenders leverage technology to boost their resolution rates, improve collections efficiencies, increase collections, transform customer experience and reduce non-performing loans.

Location: Headquarters: LG Floor, Smartworks, World Trade Tower, Sector - 16, Noida (201301)

Founders : Aditya Gupta, Anand Agrawal, Mayank Khera, Nitin Upadhyay, Rishabh Goel

  • Livquik: [#5 Fintech SaaS Startups in India]

LivQuik, headquartered in Mumbai, operates three key business verticals at the intersection of Financial Services and Retail – Enterprise, Issuance, and Acquiring. We will soon be launching our fourth vertical focused on Blockchain & Remittance.

Enterprise – LivQuik helps bring the “Tech” to traditional Finance companies and works with them as their trusted partner.

Issuance – LivQuik recently launched GiftQuik – a Saas-based gifting platform built for large Retail. LivQuik is licensed by the Reserve Bank of India as a Prepaid Payment Issuer.

Acquiring – LivQuik operates a payment gateway enabling businesses of all sizes to accept digital payments.

Mohit Lalvani - CEO AND CO-FOUNDER

  • Unbound: [#6 Fintech SaaS Startups in India]

Unbound finance is a decentralized, cross-chain liquidity protocol that is building the next money lego by unlocking the liquidity from AMMs. The protocol is the ‘First-Ever-Debt-Free Liquidity Provision System’ that collateralizes LPTs to generate synthetic assets including UND and uETH. The protocol charges no interest rates and is liquidation-free.

Unbound is headquartered in dehli, unbound is founded by tarun jaswani in the year 2020.

Delhi NCR-based blockchain startup Unbound Finance has raised $5.8 Mn in its first funding round 

  • Clear: [#7 Fintech SaaS Startups in India]

Clear is a fintech platform that provides services for invoices, taxes, payments, and credit. Clear was founded in 2011 and was headquartered in Bangalore, Karnataka.

Clear is an online platform for tax filing. Clear aims to simplify the process of filing taxes online. Once a form is uploaded to the company's website, the software retrieves relevant information to remove the need for manual data entry, preparing tax forms for each user.

Fintech SaaS is one of the fastest-growing opportunities within the larger fintech ecosystem, growing at 40% CAGR between 2021 and 2025 to reach a total market opportunity of $12.6 Bn in India by 2025, according to reports.

  • Safexpay: [#8 Fintech SaaS Startups in India]

Safexpay is one of the fastest-growing fintech companies in India. They are the leaders in the white label payments, providing its products and services to all businesses. 

Safexpay is a Leading Fintech Organization that provides a Converged Payments Platform for Independent Businesses Globally. Their offerings include Futuristic and Easy to Integrate Payment Gateway, Payouts, and Neobanking. 

With a Vision of becoming World’s most Renowned Payment Technology Platform, their Mission is to make Payments as Simple, Fast, and Secure as possible. Furthermore, they provide an end-to-end Payment Solution that Caters all Payment and Banking needs of businesses Worldwide.

Ravi Gupta - Founder & CEO

Swapnil Jambhale - Co-Founder & COO

  • Zeni: [#9 Fintech SaaS Startups in India]

Headquartered in Palo Alto, California, Zeni is a new age, full-service finance firm, built from the ground up using AI & ML, for startups and small businesses.

Zeni’s AI and Finance Experts collaborate together to deliver 100% accurate accounting. Their users can unlock real-time financial insights and a full-service finance team with Zeni's intelligent bookkeeping, accounting, and CFO services. 

In addition to AI-powered platform, Zeni also employs a team of best-in-class Bookkeepers, Accountants, CPAs, Tax Advisors, and CFOs to actively manage your startup’s entire finance function.

Headquarters : Palo Alto, California, United States of America 

Founding Date : 2019 by  Snehal Shinde and Swapnil Shinde with  41 to 60 employees.

  • Werize: [#10 Fintech SaaS Startups in India]

At WeRize, they are creating a new category in the Indian financial services space. The financial needs of small-city India have been largely underserved since traditional players and even fintechs are unable to properly serve this segment.

They have raised $25.75Mn equity till Pre-Series B from top-tier VC/PE funds ($115.5mn valuation). 

Werize is the only Indian fintech platform/financial services player that has been able to distribute financial services through freelancers without any of its own feet-on-street/local branches.

Werize was founded by Himanshu gupta, Vishal Chopra in the year 2019. Headquartered in Bangalore, India.

Location: Classic Converge #251, 2nd floor, 17th cross, 5th Main Rd,

6th sector, HSR Layout, Bengaluru, Karnataka – 560102

  • Paymate: [#11 Fintech SaaS Startups in India]

The company was launched in May 2006 as India's first mobile payments provider that allowed consumers to use their mobile phones to pay for online and retail purchases, make utility bill payments, purchase tickets, etc. via their bank account, credit card or a prepaid account.

The PayPOS application,[2] that allowed small businesses to accept credit and debit cards and process electronic transactions directly on their mobile phones.

Platform features include Procure to Pay automation, credit evaluation, discount marketplace along with APIs for integration into existing accounts/ERP for minimal friction-based deployment. It is cloud-based and accessible across all form factors.

FoundedMay 2006
FounderAjay Adiseshan, Managing Director & Chairman
HeadquartersMumbaiIndia, Mumbai

  • Biconomy: [#12 Fintech SaaS Startups in India]

Biconomy is committed to the idea of revolutionizing the digital economy by providing a bundle of services revolving around listings and entrance of the projects to the crypto market with new tokens launchpad. From trading to liquidity management, marketing and promotion, community building, networking, and so on, exchange provides customized, flexible solutions for the successful implementation of blockchain initiatives.

The Biсonomy Cryptocurrency Exchange also has an SMB license for the US and Canada - this allows users from these countries to freely trade on our exchange.

They provide classical spot trading services for Bitcoin, BNB, Ripple, Ethereum, TRON, and others. We also provide P2P trading, buying cryptocurrencies with bank cards, staking and financial products, listing services for new coins on our exchange, and a launchpad.

Launched by Aniket Jindal, Ahmed Al-Balaghi, and Sachin Tomar in 2019. Headquatered in Singapore.